CHAPTER 1. GENERAL PROVISIONS

Preamble

These terms and conditions, forming an integral part of this Agreement (hereinafter: the “Agreement”), regulate the rights, obligations, and other applicable conditions for LIFE MINER (hereinafter: the “Company”). The Company owns the official website https://mpytoken.com/ (hereinafter: the “MPY Token Site”) and the respective back-office platforms. These terms apply to the Client (hereinafter: “Client Holder”) as per the executed Agreement. The Company and the Client Holder may be individually referred to as “Party” and collectively as “Parties.” The Parties agree to these terms regarding the use of services provided by the Company. In this respect, the Parties mutually agree to the following:

Definitions

2.1. For the purposes of this Agreement, the following terms will have the indicated meanings:

2.1.1. “CLIENT HOLDER” refers to the individual who completes the registration process and signs the Agreement with the Company, in accordance with these terms and conditions, to use the services. The Client must be at least 18 years old or the legal age in their jurisdiction if it exceeds 18.

2.1.2. “MPY TOKEN” is a utility token that digitally represents the tokenization of the Life Miner ecosystem, integral to the project’s evaluation. In addition to participating in asset appreciation, MPY Token holders have the right to vote on strategic decisions such as protocol updates and ecosystem improvements.

2.1.3. “SERVICES” refers to the sale of MPY Tokens and participation in purchasing MPY Licenses, allowing the Client to enter the MPY Tokens ecosystem. Licenses generate a variable reward in USDT (stablecoin) during the period agreed upon between the Parties, as established in this Agreement.

2.1.4. “CRYPTOCURRENCIES” are digital assets like Bitcoin, Ethereum, Tether, MPY, and others accepted by the Company, used for transactions, creation of new units, and authentication of transfers through cryptographic methods.

2.1.5. “ID” refers to the combination of characters chosen by the Client Holder and approved by the Company for identification purposes and use of services.

2.1.6. “PASSWORD” refers to the combination of characters or symbols chosen by the Client Holder to secure or confirm the assigned ID.

2.1.7. “PERSONAL DATA” are details that identify a living person or, when combined with other information, allow identity verification, provided for the use of services.

2.2. Terms not defined in paragraph 2.1 will be interpreted according to applicable law, privacy policies, and the Company’s market norms.

Use and Application of Rules

3.1. The Company may set specific terms of use for each service with the consent of the Client Holder.

3.2. Matters not covered by this Agreement will be governed by the laws and business practices of the jurisdiction where the Company is registered.

Notifications

4.1. The Company will notify the Client Holder via email for any official communication.

4.2. For mass notifications, the Company may post a notice on the service notification board or the MPY Token Site for a minimum of 3 days.

CHAPTER 2. USE OF SERVICES

Conclusion of the Agreement

5.1. The creation of an account by the Client constitutes acceptance of the Agreement terms. By checking the acceptance box, the Client agrees to the Agreement. The purchase of Services, products, and acceptance by the Company formalizes the Client Holder status.

5.2. The Company shall approve the registration request unless the following situations occur:

5.2.1. The applicant provided a false or another person’s name;

5.2.2. The applicant provided incorrect or incomplete information;

5.2.3. The applicant intends to use the services for illegal purposes;

5.2.4. The applicant already has a registration on the MPY Token site.

5.3. The Company may request additional personal information for identification or compliance with KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations. Failure to provide this information may result in account suspension or termination.

5.4. Each holder is allowed only one account. Creating multiple accounts by the same holder may result in suspension or termination of the involved accounts.

5.5. If the registration request is denied, the Company will notify the applicant.

Modification of Client Holder Information

6.1. The Client may access their user information provided for the Services. However, the Client may not alter or modify the user information necessary for the Company’s service management without prior consent from the Company.

Services Provided to Client Holder

7.1. The Company will provide the Client Holder MPY Token Licenses with a variable daily performance of up to 6% per month, paid in stablecoins, according to the period established in the Company’s Reward Program. Services will be provided on a best-effort basis. Nonetheless, the Company will use reasonable efforts to ensure that the technology necessary for providing the Services is maintained in good working condition, avoiding downtimes or delays in the Client Holder’s gains on the Platform, with the same diligence applied to its own transactions.

7.2. In extreme, last-resort situations involving abrupt changes in the dollar rate, high volatility of digital assets, or market conditions beyond the Company’s reasonable control, the Company reserves the right, at its discretion, to pay the rewards due to Token Holders in MPY Token as an alternative to the originally agreed payment in USDT. This decision will be based on prudence and financial security, aiming to preserve operational stability and continuity.

7.2.1. By agreeing to these Terms, the Token Holder acknowledges and accepts that such payment method changes may occur in exceptional circumstances without constituting a breach of contract by the Company.

7.3. The Client Holder acknowledges the inherent risks of transaction network technologies for each blockchain used for system adhesion, withdrawals, and internal swaps on the platform. They also recognize the frequent fluctuations in the crypto market and accept that these variations can occur in protocols used to verify transactions with both MPY Tokens and high-liquidity cryptocurrencies, whose prices are determined by the decentralized market. The Client Holder accepts these risks and releases the Company from any related responsibility.

7.4. The Reward Program is detailed separately in the User Guide menu, within the Client Holder’s back-office.

7.5. The Client Holder has the right to receive daily rewards in USDT (stablecoin) according to the chosen plan.

7.6. All MPY licenses provide a daily performance, accumulating rewards up to a 200% limit. Additionally, rewards accumulated through the Reward Program also contribute to reaching this 200% limit.

7.6.1. The UPGRADE is calculated based on the total active MPY Licenses, resulting in an increase in the Team Bonus (Binary) percentage. Starting with a full license of $1,000, the user unlocks a 300% earnings limit, which includes network earnings (Direct Referral, Binary, Residual, and Career Plan) beyond the initial 200%. Returns are generated until the 200% limit is reached; afterward, only network earnings continue to accumulate until reaching the full 300% limit.

7.7. The Client Holder is solely responsible for managing and controlling the MPY Tokens distributed in their Account and external wallets.

7.7.1. The Client Holder may, at any time, purchase additional licenses as available on the platform by the Company.

7.7.2. The Client Holder acknowledges that the Company is not responsible for the selection or timing of cryptocurrencies to be mined, according to the protocols chosen for use in connection with the Services.

7.8. The services provided by the Company do not constitute securities or any form of investment, and the Client Holder should not expect any income, profit, or return on investment (ROI) from the Company’s ecosystem services. The Company only provides the Services described in paragraph 7.1 and does not guarantee profit or net income to the Client Holder.

7.9. The Client Holder understands and agrees that the Company shall not be responsible for any rewards and does not guarantee returns or the exchange value of the cryptocurrency offered in the Life Miner ecosystem. The Client Holder also agrees that they will have no claims against the Company, except for fulfilling the purchased Services.

8. Service Usage Limitations

 8.1. The Company may limit the Holder Client’s use of the Services if it determines that the Client is interfering with the normal operation of the Company’s services or violating the provisions of this section, or in the following cases:

8.1.1. The Holder Client enters the wrong password more than 10 consecutive times;

 8.1.2. The Holder Client is involved in hacking, fraud, or exploitation of the Life Miner Site and Services;

8.1.3. Suspicious use of another individual’s credentials;

8.1.4. When necessary, limit the Holder Client’s login ability in accordance with the Company’s KYC and AML rules or operational policy.

8.2. According to the Company’s operational policy, deposit and withdrawal services may be limited or delayed if abnormal transactions are detected in the Holder Client’s Account.

8.3. The Company may immediately terminate the Service Usage Agreement if the Holder Client commits any illegal acts, including identity theft, fraudulent payment, hacking, or providing false information required by the Company.

 8.4. Minors are not allowed to register or use the Services offered by the Life Miner site.

 8.5. Citizens, residents, or any individual residing in countries subject to international sanctions, or where local regulations prohibit financial transactions with our company, will have their transactions blocked. Additionally, based on criteria set by our AML (Anti-Money Laundering) and CTF (Counter-Terrorism Financing) compliance team, transactions from high-risk countries are also prohibited. Currently, the countries included in these restrictions are Afghanistan, American Samoa, Angola, Bahamas, Brazil, Botswana, Cambodia, Central African Republic, Chad, Congo, Cuba, Democratic Republic of Congo, Equatorial Guinea, Eritrea, United States of America, Ethiopia, Ghana, Guam, Guinea-Bissau, Iran, Iraq, North Korea, Lebanon, Libya, Mali, Nigeria, Pakistan, Paraguay, Puerto Rico, Russia (certain regions), Samoa, Saudi Arabia, Sierra Leone, Somalia, South Sudan, Sri Lanka, Sudan, Syria, Trinidad and Tobago, Tunisia, Venezuela, Yemen, and Zimbabwe.

8.6. Life Miner is not responsible for users who attempt to access the platform from these restricted jurisdictions by using VPNs or any other means to alter their registration data to bypass restrictions. The company does not provide support to users attempting to access the platform in an unauthorized manner.

9. Service Period

9.1. The service period expires in accordance with the plan contracted by the Client.

10. Service Suspension

10.1. The Company may temporarily suspend the provision of Services without prior notice due to necessary reasons, such as urgent system verification, expansion, or replacement, or external factors beyond the Company’s control.

10.2. In the event of suspension, the Company will notify the client in advance or afterward via email or by posting the notification on the Company’s website. The Company may suspend the provision of Services in any of the following cases: 10.2.1. When necessary, for the improvement, replacement, examination, maintenance, or repair of equipment and systems;

10.2.2. In the case of a hosted server failure;

10.2.3. When service provision is restricted or suspended based on an administrative or commercial order from the state, a government agency, law enforcement agency, or competent court.

11. Provision of Notices and Other Information

11.1. The Company may provide the Holder Client with information related to Service usage. The Holder Client may opt out of receiving emails, mobile text messages, or other communications provided by the Company in accordance with applicable laws and regulations.

11.2. Even after the Rewards Program has started and withdrawals are available, the Company may request additional information from the Holder Client to comply with customer verification (KYC) procedures and anti-money laundering (AML) regulations. Failure to provide any of this information may result in the Holder Client’s account suspension or the termination of the Agreement by the Company.

CHAPTER 3. Rights and Obligations

12. Company Rights and Obligations

12.1. The Company possesses all expertise and assets used to provide the service. The Holder Client agrees that the Company shall retain exclusive possession and direct or indirect control and keep all digital assets used to facilitate service provision within the ecosystem on the platform in accordance with the relevant Plan.

12.2. If continuous service cannot be provided during the agreed period without reasonable and valid reasons beyond the Company’s control, the Holder Client will be notified in advance, and damages for the remaining agreed period will be compensated. The method and calculation of compensation shall be based on separately determined criteria.

12.3. The Company will make its best efforts to protect the Holder Client’s personal data so that they can use the Services safely and will comply with the privacy policy. 12.4. To avoid inconveniences while the Holder Client is using the Services, the Company will strive to develop and maintain the necessary personnel and system. 12.5. All cryptocurrency transactions on the blockchain are subject to transaction fees. In the case of withdrawals, a small fee will be deducted from the final amount. The Holder Client acknowledges that transaction fees are due to the nature of the blockchain.

12.6. The Company reserves the right to suspend or block the Holder Client’s Account and suspend all Services provided to them in the event of any violation or suspicion of any Contract provisions, particularly the obligations set forth in section 12.7. The Company may temporarily block the Account until the grounds for violation are determined or the incident is identified as independent of the Holder Client’s actions. Information on how to block account access will be provided electronically, by phone, or in writing, unless security reasons or legal requirements prevent this. The block will be removed when there are no grounds for maintaining it.

12.8. Using cryptocurrency entails inherent risks. The value of a cryptocurrency is not guaranteed, as cryptocurrencies are decentralized and unregulated. Cryptocurrency values may change due to factors beyond the Company’s control. The Client understands and agrees that all currency values and cryptocurrency amounts received are dollar-pegged, as if the indexer is crypto, the client may lose value at any time due to the highly volatile nature of cryptocurrencies.

 12.9. The Client agrees that the Company may charge additional fees if the User fails to complete the process. These fees will be automatically deducted from the User’s account. Users will be informed each time such a charge is imposed. Users will also be informed in advance (in a clear and understandable manner) about the amount of charges they will incur in relation to the KYC process.

13. Client Obligations

13.1. The Client agrees not to engage in any of the following acts in relation to the use of the site and Services:

13.1.1. Providing false information when registering or changing personal data; 13.1.2. Using other members’ personal data, such as passwords or IDs;

 13.1.3. Altering information published by the Company about the Services without prior consent;

13.1.4. Infringing on the intellectual property rights of the Company or third parties; 13.1.5. Using a VPN to bypass site restrictions.

13.2. When using the Services, the Client also agrees not to:

13.2.1. Obstruct other Clients’ access to or use of the site;

13.2.2. Harm the Company’s reputation or make false or misleading statements about the Company;

13.2.3. Create more than one Account to access the Services;

13.2.4. Depersonalize, mask, or conceal their IP address or other information for accessing the Services;

13.2.5. Sell or attempt to sell their Account, in whole or part, to third parties;

13.2.6. Use the site and Services with the intent to defraud or deceive other Clients or the Company, or assist third parties in doing so;

13.2.7. Collect or store other Clients’ information, such as personal or private data;

13.2.8. Copy the Life Miner site or any content provided through it.

13.3. The Client must follow the laws, regulations, and usage guidelines provided by the Company.

13.4. The Client cannot operate businesses similar to the Company using the Services without prior approval.

13.5. The Company is not responsible for any consequences arising from the Client’s non-compliance with obligations. Should the Company suffer damages, the Client will fully indemnify it.

13.6. The Client is responsible for any taxes related to Rewards Program earnings under the tax laws of their country of residence.

 13.7. The Client may not use Rewards Program earnings as collateral and must manage their account data as follows:

13.7.1. The Client must not allow third parties to manage their account data (name, ID, password, phone, etc.) or provide their ID or password to third parties.

 13.7.2. If a third party is using the Client’s data, the Client must immediately change their password, notify the Company, and follow its instructions.

 13.7.3. If the Client does not notify the Company of unauthorized data use or fails to follow the Company’s instructions, the Company will not be responsible for any damages caused.

14. Assignment

14.1. The Client may not transfer, assign, sell, or use as collateral their rights under the Agreement. The Company may transfer its obligations, provided it does not impair the Services rendered to the Client.

14.2. The Company shall not be liable for any arrangements made between its Clients. The Client understands and agrees that the Company is not a party to transactions or agreements between Clients and will not resolve disputes arising from these interactions. The Company is not liable for any guarantees or representations made by one Client to another, nor for any fraudulent acts between them. Furthermore, the Company is not responsible for promotional or marketing materials created by Clients or third parties who are not official representatives of the Company. All official statements and promotional materials will be distributed through the Company’s official channels.

CHAPTER 4. Termination of the Agreement

15. Termination of the Agreement

15.1. If the Company ceases to provide the Services, reasons must be notified to the User Client in advance to terminate the Agreement.

 15.2. If the Client causes harm to the Company through illegal acts, intentional misconduct, or gross negligence, the Company may terminate the Agreement without prior notice.

15.3. The Company shall not be liable for any loss resulting from the termination of the Agreement at the Holder Client’s request or due to the Client’s breach of the Agreement.

16. Effect of Termination

16.1. This Agreement shall expire when the earnings limit cap is reached by quotas or when the Company notifies the Holder Client of the Agreement’s termination; the Holder Client may not use the Services after receiving such notification.

16.2. If the Holder Client terminates the Agreement and later re-applies to purchase the Services, they may not use the same ID associated with the previous Account.

16.3. Upon the termination of the Agreement in accordance with this paragraph, the Company will delete all personal data belonging to the Holder Client, except for the data the Company must retain for a specified period in compliance with applicable laws and regulations.

CHAPTER 5. Miscellaneous

17. Company’s Obligations to the Holder Client

 17.1. The Company shall not be liable for any damages caused by the Client within the limits permitted by law.

17.2. Notwithstanding paragraph 17.1. above, regarding the provision of Services or other obligations, the Company’s liability shall not exceed the amount paid by the Holder Client to use the Services.

17.3. When the Company suffers damages due to the Holder Client’s misconduct, the Client shall compensate the Company for the damages caused, unless the Client proves they were not responsible for the damage.

17.4. The Holder Client shall indemnify the Company at their own expense for any claims, lawsuits, or disputes caused by third parties due to the Client’s illegal activities or breach of the Agreement.

18. Protection of Personal Information

18.1. The Company shall not use the Holder Client’s personal information provided under the terms of the Agreement for any purpose other than the operation of the Services, nor provide such information to third parties without the Client’s consent.

18.2. The protection of personal information shall be managed in accordance with relevant laws and the Company’s personal information protection policy, and the Holder Client agrees to the privacy policy published and announced by the Company.

18.3. The Company shall be responsible for processing personal data but may entrust part or all of the data processing to third parties, if necessary. The Company will notify the Holder Client of such an arrangement in accordance with the privacy policy.

18.4. The Company shall not be responsible for any disclosure of information, including the Holder Client’s personal data, due to the Client’s fault.

19. Notification and Risk Awareness

19.1. Transaction fees apply to all cryptocurrency transactions on the blockchain. For withdrawals, a small fee will be deducted from the final amount. The Holder Client acknowledges that transaction fees are incurred due to the nature of the digital asset’s blockchain network used for the operation.

19.2. The use of cryptocurrencies carries inherent risks. The value of a cryptocurrency is not guaranteed, as cryptocurrencies are unregulated and decentralized. Cryptocurrency value may fluctuate due to various factors beyond the Company’s control, such as mining difficulty, other mining parameters, attribute changes, cryptocurrency value fluctuations, or obsolescence of hardware and equipment. The Holder Client understands and agrees that the value of all coins and the amount of mined cryptocurrency may lose their value at any time due to the nature of cryptocurrency.

20. Legal Disputes and Disclaimer of Liability

20.1. The Company does not guarantee any profitability to the Token.

20.2. The Company shall not be liable in cases where it cannot provide Services due to natural disasters, unforeseen events, or any other reasons beyond its control.

20.3. The Company shall not be responsible for the reliability or accuracy of information and data issued by individual clients.

20.4. The Company shall not be liable for transactions between clients or between the Holder Client and third parties carried out through the service or advertisements provided by the Company.

20.5. The Company shall not be liable for failures in cryptocurrency transfers due to the failure of the cryptocurrency issuance management system or telecommunications services provided by third parties.

20.6. The Company shall not be liable for defects or limitations caused by an unforeseen failure of the cryptocurrency issuance management system or technical limitations due to the nature of cryptocurrency.

 20.7. To the extent permitted by applicable law, the Company shall not be liable for damages to the Client caused by unauthorized server access, operational interruptions, or unauthorized use of the Client’s data by third parties.

 20.8. The Company shall not be liable for any delay or failure to fulfill any obligation contained herein when the delay or failure results from any cause beyond the Company’s reasonable control, including acts of God, labor disputes or other industrial disturbances, electrical, telecommunications, network, hardware, software or other utility failures, earthquakes, storms or other elements of nature, blockages, embargoes, riots, government actions or orders, acts of terrorism or war, changes in blockchain technology (broadly construed) or other blockchain protocols unrelated to or dependent on the Company or any other force outside of our control (“Force Majeure”). The Company reserves the right to terminate this Agreement without any prior notice if the Force Majeure event lasts more than thirty (30) days and permanently prevents the Company from providing the Holder Client with the proper operation of the Company’s services. Holders will be informed of the occurrence of such a Force Majeure event by appropriate notification via email or the Client’s account, unless the Force Majeure event prevents the Company from communicating with the Holders.

21. Governing Law and Jurisdiction

21.1. Disputes related to the use of the Terms and Services shall be resolved in accordance with the laws of the country where the company is fiscally headquartered.

21.2. Disputes between the Company and the Token Holder arising from the Contract shall be submitted to the competent court in the country where the company is based.

22. Binding Effect

22.1. This agreement becomes effective upon the Token Holder’s electronic acceptance of these contract terms in the member area at the time of registration for acquiring the MPY Token.

22.2. The company reserves the right to modify, alter, or update these Contract Terms and any policies or guidelines associated with the purchase and maintenance of tokens at any time, without prior notice to Token Holders.

22.3. It is solely the Token Holder’s responsibility to periodically review the Contract Terms to remain aware of any modifications. Continued possession or use of tokens after any changes to the Terms have been published will be considered tacit acceptance of the new terms.

22.4. If any Token Holder disagrees with the Terms, they may choose to terminate the contract, thereby waiving any right to use the acquired tokens. Termination can be carried out through an express notice to the company, subject to the rules and conditions established for such a procedure, without entitlement to any refund or further obligation by the company.

DISCLAIMER

By accessing the Platform and contracting the services of MPY Token, you acknowledge that the company is not a financial institution and does not conduct financing, investment, or any other operations exclusive to financial institutions. Therefore, it is not subject to authorization from any regulatory institution of investment funds.

The financial operations available on exchanges and crypto trading platforms may involve a high level of risk. By using the services and financial instruments offered by the company, you may incur financial losses or even lose the funds in your trading account. Please evaluate all financial risks before initiating participation in the system. The company is not responsible for any direct or indirect losses or other damages resulting from user actions. Be aware that performance in crypto market operations with positive returns in the past does not guarantee similar future results; past returns may vary, leading to gains or losses in future operations.